Indian Financial Calculators for Gratuity, PF, Salary, Tax & More
Calculate gratuity, EPF, salary, investments, loans and taxes using India-specific formulas, current rules, and clearly stated assumptions.
Popular Financial Calculators
Clear calculations based on the inputs and rules shown.
Gratuity Calculator
Calculate your estimated gratuity payout using your salary, service period, and applicable gratuity rules. See the formula, service-year treatment, tax considerations, and calculation assumptions.
In-Hand Salary
Estimate monthly take-home salary from CTC, including salary components, PF, tax, professional tax, and other deductions.
EPF / PF Calculator
Estimate EPF growth, employee and employer contributions, interest, and projected retirement balance using India-specific EPFO assumptions.
SIP Calculator
Estimate SIP growth, total investment, and projected returns with flexible investment and return assumptions.
GST Calculator
Calculate Goods and Services Tax (GST) easily. Add or remove GST with 0%, 5%, 12%, 18%, and 28% tax slabs, plus CGST, SGST, and IGST breakup.
Browse by Category
Specialized Indian financial calculator directories designed around key financial milestones.
Salary & Payroll
Estimate monthly take-home pay, gratuity, HRA tax exemption, and salary breakdown with current statutory deduction rules.
Tax & GST
Compare New vs Old Tax Regime, compute Section 87A rebate, standard deductions, and calculate GST inclusive and exclusive rates.
Loans
Generate complete monthly and yearly amortization schedules, interest vs principal breakdown, and loan prepayment savings.
Investments
Plan your financial future with SIP return forecasts, step-up SIPs, compound interest, PPF maturity, and small savings growth.
Retirement
Forecast your retirement corpus with current EPFO 8.25% interest rates, employee-employer contribution splits, and pension estimates.
Insurance
Evaluate term cover adequacy, health cover needs, and insurance premium projections for family financial protection.
Current Government Small Savings Rates
Updated quarterly per official notifications from the Ministry of Finance and EPFO.
| Scheme / Instrument | Interest Rate (p.a.) | Compounding / Payout | Effective Period | Statutory Source |
|---|---|---|---|---|
| Employees' Provident Fund (EPF) | 8.25% | Monthly calculation, credited annually | FY 2025-26 & 2026-27 | EPFO ↗ |
| Public Provident Fund (PPF) | 7.1% | Compounded annually | Q2 FY 2026-27 | Ministry of Finance ↗ |
| Sukanya Samriddhi Yojana (SSY) | 8.2% | Compounded annually | Q2 FY 2026-27 | Dept of Economic Affairs ↗ |
| Senior Citizen Savings Scheme (SCSS) | 8.2% | Quarterly interest payout | Q2 FY 2026-27 | Dept of Economic Affairs ↗ |
| National Savings Certificate (NSC) | 7.7% | Compounded annually (5-yr tenure) | Q2 FY 2026-27 | India Post ↗ |
Clear Calculations. Current Rules.
Each calculator explains its assumptions, formula, applicable rules, and source information so you can understand how the result is produced.
India-Specific
Built for Indian employees, savers, and businesses with rules under the Payment of Gratuity Act, EPFO notifications, and Income Tax slabs.
Current Rules
Calculators reflect active statutory rules, statutory ceilings, and specified financial year guidelines, with effective dates explicitly stated.
Official Sources
Formulas and rates are drawn directly from official publications by EPFO, Ministry of Finance, Income Tax Department, and Gazette notifications.
Transparent Methodology
Full step-by-step formula substitutions, wage definitions, and rounding treatments are visible so you can see clearly how results are calculated.