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EPF: 8.25%·PPF: 7.1%
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Home/Privacy Policy
🔒 Zero-Storage GuaranteeLast Updated: October 2026

Privacy Policy

At Gratuity Calculator India (accessible at gratuitycalculatorindia.in), safeguarding your privacy and personal financial information is our highest priority. This policy outlines our architectural commitment to zero server-side storage and data protection.

1. Zero-Storage Calculation Engine

Unlike conventional financial portals that store salary slips or require phone numbers to unlock results, our calculation engine operates 100% client-side inside your web browser.

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Your Financial Inputs Never Leave Your Device:

When you input your Basic Salary, Dearness Allowance (DA), tenure of service, EPF basic pay, or loan amounts, those calculations are executed locally via JavaScript on your own device. We do not transmit, log, capture, or store your individual financial numbers on any remote database or cloud server.

2. Non-Collection of Sensitive Personal Data

Gratuity Calculator India is a free public utility. In accordance with India’s Digital Personal Data Protection Act (DPDP Act, 2023), we do not require registration, login credentials, or sensitive personal data. Specifically:

  • No Identity Documents: We never request PAN (Permanent Account Number), Aadhaar numbers, Passport details, or Voter IDs.
  • No Banking or EPFO Credentials: We never request bank account numbers, UPI IDs, credit card details, or EPFO Universal Account Numbers (UAN).
  • No Employer Information: We do not track or record your employer's name, HR details, or corporate affiliation.

3. Cookies, Log Files & Anonymous Analytics

Like virtually all modern web properties, we collect standard non-identifying telemetry to monitor site health, page load speeds, and user navigation:

  • Server Log Information: Our hosting infrastructure logs standard connection requests, including Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamps, and referring/exit pages. These logs are used purely for security diagnostics, anti-DDoS protection, and infrastructure stability.
  • Analytics: We use privacy-conscious analytics tools to measure aggregate metrics (such as daily active sessions, most visited calculator pages, and bounce rates) to improve user experience.
  • Local Storage / Preferences: Certain interface settings (such as dark mode toggles or recent regime preferences) may be stored in your browser’s `localStorage` solely for your convenience on repeat visits.

4. Third-Party Advertising & Cookie Policy

To keep all calculators 100% free for salaried workers across India, we may display third-party advertisements through networks such as Google AdSense:

  • Google, as a third-party vendor, uses cookies (including the DoubleClick / DART cookie) to serve ads to users based on their visits to this and other sites on the Internet.
  • Users may opt out of personalized advertising by visiting the Google Ads Settings page or the Network Advertising Initiative opt-out portal.
  • You can instruct your web browser to refuse all cookies or notify you when a cookie is sent. Note that core calculator functionality will continue to function without cookies.

5. External Government Portals & Third-Party Citations

Our calculators reference statutory statutory rates and regulations issued by the Government of India, the Ministry of Labour & Employment, the Employees' Provident Fund Organisation (EPFO), the Income Tax Department (CBDT), and the Reserve Bank of India (RBI).

Our pages contain outbound links to these official portals for verification. Once you navigate away from gratuitycalculatorindia.in, this privacy policy no longer applies, and you are subject to the respective external website’s terms and privacy disclosures.

6. Data Security

We implement strict technical and administrative safeguards to protect our website and users:

  • HTTPS by Default: All traffic is encrypted in transit using 256-bit SSL/TLS encryption.
  • Content Security: We deploy modern Content Security Policies (CSP) and automated vulnerability scans to prevent unauthorized code injection.

7. Rights Under the DPDP Act & Children's Information

We do not knowingly collect any personally identifiable information from children under the age of 18. If a parent or guardian believes their child has submitted personal details through our contact forms, please contact us immediately, and we will promptly delete such records.

If you have submitted inquiries via our contact channels, you retain the right to request access, correction, or permanent erasure of your correspondence records at any time.

8. Updates to This Privacy Policy

We may revise this Privacy Policy periodically to reflect statutory amendments (e.g., updates to Indian data privacy acts) or technological changes in our software. Any changes will be published directly on this page with an updated "Last Updated" timestamp.

9. Grievance Officer & Contact Information

In compliance with the Information Technology Act, 2000, and rules framed thereunder, if you have any questions, feedback, or grievances regarding this Privacy Policy or your data, please contact our designated Grievance Officer:

Entity: Gratuity Calculator India Editorial & Data Privacy Desk

Official Email: contact@gratuitycalculatorindia.in

Response SLA: We acknowledge all privacy inquiries within 48 business hours.

Contact Page: Visit our Contact Portal

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Gratuity Calculator India

Indian financial calculators for gratuity, salary, EPF, SIP, loans, and taxes. Built using official regulatory sources, current rules, and transparent assumptions.

Central Rates Synced: 2026-09-01
About Us·Contact Us·Privacy Policy·Terms

Calculator Hubs

  • Salary & Payroll
  • Tax & GST
  • Loans
  • Investments
  • Retirement
  • Insurance
  • Business & GST

Popular Tools

  • Gratuity Calculator
  • In-Hand Salary Calculator
  • EPF / PF Calculator
  • SIP Calculator
  • GST Calculator

Official Rate Sources

  • Ministry of Labour (Gratuity Act) ↗
  • EPFO (8.25% Interest) ↗
  • Ministry of Finance (PPF 7.1%) ↗
  • Income Tax Department ↗
  • CBIC GST Council ↗

Disclaimer: GratuityCalculatorIndia.in is an independent financial education and calculation utility. The calculators, estimated returns, tax deductions, and compounding projections provided on this website are for illustrative and informational purposes only. They do not constitute formal investment, tax, legal, or financial advice. Regulatory figures (including gratuity ceilings, EPF interest rates, small savings schemes, and income tax slabs) are subject to periodic revisions by the Government of India and statutory authorities. Please consult a qualified Chartered Accountant (CA) or legal advisor before making financial decisions.

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